Bristlecone Blog

This updated guidance from the IRS for distributing Inherited IRAs would substantially constrain tax planning flexibility for most non-spouse beneficiaries if adopted as proposed.

More Americans than ever are considering moving to Europe, with France one of the leading destinations. Is their investment portfolio ready for it?

(...) the second quarter of 2022 was challenging for investors. Stocks officially fell into bear-market territory. Bonds sold off, too. Technology stocks and cryptocurrencies crashed, triggering bankruptcies or closures of several crypto lenders and hedge funds.

Financial markets got off to a rocky start in 2022 as inflationary pressures, tightening monetary policy, a Covid resurgence in China, and the outbreak of war in Ukraine led to a selloff in both stock and bond markets. The S&P 500 experienced its first negative quarter since the onset of the pandemic two years ago. Growth stocks were hit especially hard, with the Nasdaq 100 Index declining nearly 20% before recovering to finish the quarter at a 9% deficit. Even bonds were no haven, with the Barclays Aggregate Bond Index falling 6%--its worst quarterly return in almost 40 years (...)

After changing jobs, many wonder what to do with a 401k account at their former employer. While some make the mistake of simply withdrawing their 401k balance, there are three practical alternatives

Increased 401(k) contribution limits, corrected 1099 forms, new IRS life expectancy tables, Qualified Charitable Distributions mistakes, and backdoor Roth IRA Conversions... Oh My!